This blog and informational section of our website is meant to provide you with answers to commonly asked questions as well as our special announcements and other updates.
Are you daydreaming about being your own boss? Go into it with your eyes wide open. Here are 10 common reasons why entrepreneurs may wind up in personal bankruptcy. 1. Getting into the Business for the Wrong Reasons An ill-conceived Plan B following a layoff, …
By Heather Culp A well-timed bankruptcy can be a powerful arrow in the quiver of a taxpayer with burdensome income tax debt. A taxpayer’s personal liability for individual income tax debt can be discharged in bankruptcy if the answer to each of the following five …
Making Good Personal Financial Decisions During the COVID-19 Crisis The coronavirus and COVID-19 diagnoses in the United States have quickly changed our lives in many ways. While health and public safety are top priority, many of us are concerned about our personal finances, and how …
As we referenced in this post, our team was curious about how our clients are doing now – after their bankruptcy has been discharged. Many new clients just want to know “will my life be better after bankruptcy?” So we went back and asked our …
Originally published by QNotes, March 2020 By Lauren V. Lewis Chances are neither you nor your spouse ever imagined divorce negotiations when you planned your wedding vows. How things can change. Tensions run high in divorce, communication breaks down and respecting your spouse can be …
It depends. I know, I know. “It depends” is the archetype of the frustrating noncommittal attorney answer. But really, it does depend – in large part on the language of your short-term disability (“STD”) policy or long-term disability (“LTD”) policy. In the interest of making …
The coronavirus (COVID-19) diagnoses in the U.S. has quickly changed our lives in many ways. In this article, we explain how to make the best financial decisions during this time of crisis.
U.S. News & World Report and Best Lawyers have named Essex Richards to their 2020 list of “Best Law Firms” in America. The firm received a national ranking and metropolitan rankings in several practice areas. For the fourth year in a row, Essex Richards earned a national ranking …
Who thinks it’s a good idea to write a Christmas-themed ERISA blog post? Why we do, that’s Who! In our practice, we deal with all manner and sort of insurance companies while advocating for our clients’ benefit entitlements under ERISA-governed group long-term disability (LTD) plans …
Like most of life’s big decisions, the thought of filing for bankruptcy can be scary, overwhelming, emotional, confusing or a combination of all of these. It can also ignite thoughts of hope and determination – for your family’s future, financial peace,and the lifting of an …
Before last year, I had undergone a grand total of zero surgeries. Zilch, nada, nil. Not even wisdom teeth extraction. Mind you, a lot of effort went into maintaining my pristine surgical record (or lack thereof). If I had a dollar for every time a …
When you file a claim for long-term disability (“LTD”) insurance benefits, you naturally expect that the insurance company will comply, treat you fairly, and pay the benefits to which you are entitled. However, the vast majority of group (ERISA) LTD policies contain limitations and exclusions …